TD Bank is one of the largest financial institutions in the US and it offers a wide range of banking products to its customers. Their choice of products include checking account, savings account, money market accounts, certificate of deposits and mortgages to cater to the needs of different people located across the length and breadth of the country. The common feature that is provided to all their customers is the TD online banking.

The TD Bank on-line banking comes with a host of features designed to make banking a sheer pleasure for the customers. They can access their accounts from any geographic location and at any time of the day or night. All that they need is a computer and internet connection. Through this feature, it is possible to get real-time account information from any account of the customer. They can check their balances, view their transaction history, transfer money from one account to the other, view the check images or download past bank statements to their computer. All this can be done at the click of a mouse without ever having to physically go to the nearest branch of the bank. This feature also helps the bank to attract more customers from a wider geographical area because there is no need to set-up branches to meet the needs of the customers.

Other than account information, customers can also use this feature to check the latest TD bank rate for all products. This will help them to invest better and plan for a better financial future. Another advantage through this feature is that bills can be paid automatically by setting the date, amount and the utility company. So, there is no problem of late fees and penalties and all these features make it possible for customers to enjoy a better banking experience.

TD Bank ranks as one of the top ten banks in the US with more than 6.5million customers on the eastern part of the country. They service customers who live along the eastern coast, from Maine to Florida including the DC and other mid-atlantic states. They offer many kinds of products and services to their customers and some of the well-known ones include checking, savings, CDs, money market and mortgage loans. In this article, we will look into the TD Bank rates and features of money market accounts.

The money market account is a tiered one and the amount of money that is earned by way of interest increases as the balance in the account goes up. So, a higher balance earns a higher rate of interest and vice-versa. There is no minimum amount required to open an account and this flexibility makes it easy for people with any financial means and needs to access this account. Also, there is no monthly maintenance fee for people who are 62 years and older and for others, this fee is waived if a minimum daily balance of $1,000 is maintained. It comes with free bill pay and customers can write about six checks without any additional fee. Also, free online statements are available with this account.

The TD Bank money market rates are 0.10% APY for a balance of less than $10,000. The TD money market rates are 0.25% APY for a balance of $10,000 to $24,999 and 0.40% for a balance of $25,000 and $99,999. The TD interest rates are 0.50% for a balance of $100,000 or more. The rates are attractive and comes with FDIC insurance.

CDs are one of the best ways of savings. CDs are available in different terms and could be deposited in various amounts which would fetch interest according to its term and value. It is safe, easy and flexible to invest in CDs than compared to other deposits. Though the short-term returns are lower than other investments, in the long-run, the returns are better than savings account. TD bank offers various CDs with competitive rates of interest and these rates and features are reviewed in this post.

The first kind of CD is the Business CD where the minimum deposit amount to be maintained is $5,000. No monthly maintenance fee is required and TD bank CD rates under this scheme are 0.35% APY for 91 days and 0.40% APY for 9 months. TD bank certificate of deposit rates are 0.50% APY for 18 months and 1.75% APY for 5 years deposit.

TD Bank Business No Catch CD is another category offered by TD Bank. In this CD, the minimum deposit is $25,000, there is no monthly maintenance fee and TD CD rates for 3 months deposit is 0.1% APY , for 5 months it is 0.20% APY, for 9 months deposit it is 0.30% APY and for 11 months deposit, the interest rate is 0.35% APY.

There is also an option for high investors and that is the Business Jumbo CD. Under this scheme, the minimum deposit amount would be $50,000 and the investment term ranges from 7 days to 1 year. There is no monthly maintenance fee for this CD too. These TD Bank interest rates are highly competitive in the current market conditions and coupled with the convenient features, it is one of the better choices for investors.

Are you looking for an account that allows to have instant access to your money? Do you also want to earn some additional money by way of interest? If you answered yes to both the above questions, then you can consider TD Bank’s savings account as a potential option for your investment. With extensive experience and a wide customer base ranging from Maine to Florida, TD Bank is a safe and reliable place to park your funds. They have many products for their customers and one of them is their savings account. Also, TD Bank interest rates are competitive.

There are four primary types of savings accounts and they are Convenience Savings, TD High Yield Savings, Young Saver and Health Savings account. Each of these accounts come with a different set of features intended to cater to a different audience.

The current TD Bank savings account rates for Convenience Savings is 0.10% APY for all balances. The TD savings account rates for high yield savings accounts vary depending on whether you have a TD checking account or not. The rates with a TD checking account are 0.30% APY for a balance of up to $10,000, 0.60% APY for balances between $10,000 and $24,999, 0.70% APY for balances between $25,000 and $49,999, 0.80% APY for balances between $50,000 and $99,999, 0.90% APY for balances between $100,000 and $249,999 and 1% APY for all balances over $250,000. The rates without a checking account are 0.05% APY for a balance of up to $10,000, 0.35% APY for balances between $10,000 and $24,999, 0.45% APY for balances between $25,000 and $49,999, 0.55% APY for balances between $50,000 and $99,999, 0.65% APY for balances between $100,000 and $249,999 and 0.75% APY for all balances over $250,000. The TD savings account rates for the Young Saver account are 0.10% for a balances. These rates make it a high interest savings account in the current market.

A loan secured by mortgage of a real property is called a Mortgage loan. TD bank offers numerous different types of home mortgages to suit the needs of different customers. Flexibility in the mortgage is as important as the mortgage rate. So, one should decide on a particular kind of mortgage after taking all the features, besides the rates. TD mortgage rates are competitive and along with its features, it provides good benefit to the borrowers. Let’s do a quick review on the various rates offered by the TD bank.

First let’s see the special mortgage offers. For one year fixed rate mortgage, the TD bank mortgage rates are 2.940% APR. For a four year fixed rate mortgage, the interest rate is 4.140% APR while for a five year fixed rate mortgage, the interest rate is 4.240% APR. In the case of a five year fixed rate green mortgage, the interest rate is 4.190% APR and for a five year closed variable rate mortgage, the interest rate is 2.850% APR. If you are availing a seven year fixed rate mortgage, then the interest rate is 4.940% APR and for a ten year fixed rate mortgage, the interest rate is 5.190% APR.

Current TD mortgage rates on fixed rate mortgages for a term of 6 months is 4.450% APR, for one year is 3.350% APR, for two years is 3.600% APR, for three years is 4.150% APR, for four years is 4.940% APR, for five years is 5.190% APR, for six years is 5.700% APR, for seven years is 6.090% APR and for ten years, the TD bank interest rates are 6.400% APR respectively.

Under the variable rate mortgages, the five year closed rate is TD mortgage prime and interest rate and that is 3.00% APR and the five year open rate is TD mortgage prime + 0.80% and the current interest rate is 3.800% APR.