We aim to bring you the best mortgage rates in town so that you can make informed decisions when it comes to buying a new home or to renovate your existing home. With subsidies from the Government, now is the probably the best time to invest in a new property. In this article, we have provided you the features as well as the rates of TD Bank to help you take that big step in your life.

The current TD mortgage rates for a 30 year fixed rate are 4.920% APR. If you are looking for a 15 year fixed rate, then the APR is 4.327%. These are for the fixed rate mortgages where the rates remain constant. On the other hand, there are adjustable rate mortgages (ARM) that vary according to the current rate prevailing in the market.  TD mortgage rates for a 1 year adjustable rate mortgage is 3.358% while for a 5 year period, the ARM is 3.460%. Besides these standard rates, the FHA (Federal Housing Administration) rates are also offered by TD Bank. These rates are 5.175% for a 30 year fixed rate mortgage and 4.665% for a low to moderate FHA loan. TD Bank also offers another category of mortgages called Jumbo loans that are for a higher amount of loan in certain cities.  The current mortgage rates for a Jumbo loan are 5.261% for a period of 30 years and 4.519% for a 15 year period. The adjustable rate comes to 3.327% for a 1 year period and 3.517% for a 5 year period. These TD Bank interest rates are quite competitive and you can definitely consider this option when you decide to buy a home.

TD Bank is one of the leading banks in the US today and they offer many savings and lending products top customers who are located across the length and breadth of the country. In our series of the review of TD bank rates, we will turn our attention to the TD money market rates.

Before we go into the TD money market rates, we will describe some of the features of this investment option. The main advantage of money market accounts is the tiered interest rates that help you to earn more money by way of interest. There is no minimum amount required to open an account and the monthly maintenance fee is also waived if the minimum daily balance is more than $1,000. The maintenance fee is also waived for customers who are 62 years or more. Otherwise, a $12 monthly maintenance fee is charged directly to the account. The customers can write up to 3 checks in a month and along with this account, comes the option to use free Bill Pay and online banking. These accounts come with a lot of flexibility. One can open and maintain an account online or at the nearest branch.

The current TD interest rates for a money market account are 0.10% for a balance of less than $10,000. The rates are 0.25% for balances between $10,000 and $25,000 and 0.45% for balances between $25,000 and $100,000.  The TD bank account rates for this account are 0.55% for balances over $100,000. These rates are very competitive in the current banking scenario and this makes it a good option for investment.

In this blog, we will review the different products offered by TD bank along with the current interest rates offered for each product. Today, we will be looking into TD Bank CD rates and some of their features. The CDs offered by TD Bank have flexible terms, ranging from 91 days to 7 years to meet the needs of different kinds of customers. The minimum opening deposit is only $250 and these CD terms come with automatic renewal. Many of these CDs are also available as IRAs.

The current TD Bank certificate of deposit rates for a Basic CD is 0.70% APY for a term of 9 months. The TD certificate of deposit rates for a No Catch CD is 0.30% APY for a period of 6 months and 0.40% APY for a period of 12 months. TD Bank rates for a Step Rate CD is 1.63% for a period of 3 years. As the name implies, the step rate CDs have increasing rate of interest for every one year and based on this feature, the rate for the first year is 1.34%, second year is 1.49% and third year is 1.98% respectively. So, the average rate for this three year period is 1.63%. For a five year period, TD CD rates are 1.00% for the first year, 1.24% for the second year, 1.98% for the third year, 2.47% for the fourth year and 4.17% for the fifth year respectively. This gives the average rate for the 5-year CD as 2.20%. The IRA Add-Vantage CD has a rate of 0.60% for a period of 12 months. These rates are quite attractive and you can look into these CDs for investment.

Every bank offers debit cards with their savings or checking accounts and TD Bank is no exception. However, only a handful of banks offer credit cards and TD Bank is one of them. TD Visa cards come with a wide range of features and flexibility that meet the requirements of all their different kinds of customers. TD Bank rates are really good and the same extends to the credit cards too. The TD visa credit card rates are quite competitive in today’s market. Besides the TD visa rewards are very attractive and these two factors complement each other very well.

The current TD credit card rates for TD First Class Travel card is 19.75% and the annual fee is $120. The TD Platinum Visa card has an annual rate of 19.75% and an annual fee of $99. The TD Classic Travel visa card carries an interest rate of 19.75% and a fee of $19 per year while the TD Rebate Rewards visa card has an annual interest rate of 19.75% with no annual fee. The TD A Advantage Platinum visa card has a rate of 19.75% and an annual fee of $120, TD Gold Elite Visa card has an annual rate of 19.75% and an annual fee of $99, the GM card has an annual rate of 19.75% with no annual fee, TD Gold Select Visa card has an annual interest rate of 19.75% with no annual fee, the TD Green visa card has an annual interest rate of 19.75% with no annual fee and the TD US Dollar visa card has an annual rate of 19.75% with an annual fee of $39 respectively. The TD visa travel rewards that come with some cards are an added bonus.

TD Bank is one of the largest commercial banks in the US and they offer numerous products and services to customers in North-eastern part of USA, mid-Atlantic and Florida. One of their popular products is their savings account and they come with many features that make it ideal for different kinds of customers. There are different kinds of savings accounts and they are Convenience Savings account, Elite Savings account, Young Saver account, Health Saver account, Club Saver account and Holiday Club account. Every kind of account is a high yield savings account because of the good interest rates that is offered by TD Bank.

The current TD Bank savings account rates for the Convenience Saver account is 0.10% AY. There is no minimum initial deposit to open this account, but the daily balance must be a minimum of $250. Otherwise a $4 monthly fee is charged. TD Savings account rates for Elite Savings account is 0.25% for a balance of up to $10,000, 0.75% for a balance of $10,000 to $99,999 and 1.10% for all balances over $100,000. For this account, the minimum daily balance is $10,000 and no initial deposit is required. The monthly maintenance fee is $12, if the minimum balance is not met. The TD Bank interest rates for the Young Saver account is 0.10% APY for all balances. The minimum daily balance is $250 and the monthly maintenance fee of $4 is waived, if the customer meets the daily balance requirement. Each and every one of these high interest savings account is popular and it is a good avenue of investment.