When we looked at TD Bank mortgage rates last month, we saw that they were competitive.  So we here at Bank Rates Info wanted to check to see if those TD Bank rates have changed for mortgages.  We’ll also look at home equity loans, as we did before, to compare all TD mortgage rates available.

Rates have dropped with the market, so we’re glad we looked.  For a 30 year fixed rate mortgage, the annual percentage rate (APR) is 5.293% and a 15 year fixed rate is at 4.948% APR.

Adjustable rates have also dropped somewhat, with 5 year rates at 4.394% APR and the 1 year at 4.094% APR.

All of these TD mortgage rates assume qualifying credit and down payments, of course.  Other great inclusions besides these great TD Bank rates are $500 closing fees—cheap.

If you’re looking for TD Bank mortgage rates on equity, the rates vary by state, but are averaged here for comparison.  These assume a loan amount of $50,000 to $99,999.  A 5 year term is at 7.03% APR while 10 and 15 year terms are at 7.01% APR.  Lines of credit on equity, meanwhile, have lower TD Bank rates at prime rate +0.75% APR (for loans under $200,000) which calculates to 4.0% APR right now.

Whatever your TD Bank mortgage rates needs, you can probably find something to fit right now.  This is a great time to be refinancing or purchasing for several market reasons.  TD mortgage rates are worth looking into for sure.

This entry was posted on Thursday, April 30th, 2009 at 8:44 am and is filed under TD Bank Mortgage Rates. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.