It’s been a little while since we here at Bank Rates Info have updated you on what is available in TD mortgage rates.  The offers at TD Bank mortgage rates come with the Hassle-Free Mortgage Guarantee™ they offer so that you’ll get a same-day decision, guaranteed closing cost, and an on-time closing.  If they miss any of these, you get $500.

Looking at these rates, these are the best available, so it’s likely your situation will vary.  You may have not-quite-perfect credit, need a lower closing cost, etc.  None of the rates we’re listing have points attached, so they are straight-forward offers.  Talk to your financial adviser before you make a decision.

For a 30 year fixed rate, TD Bank rates are at 4.625% (4.667% APR). A 30 year fixed refinance has TD mortgage rates of 4.875% (4.917% APR).

For a 15 year fixed mortgage, TD Bank mortgage rates are 4.125% (4.197% APR) and on a refinance they are 4.375% (4.447% APR).

If you need an adjustable rate mortgage (ARM) loan, TD bank rates for a 1 year ARM are 2.625% (3.24% APR) or 2.875% (3.259% APR) for a refinance.

Keeping with the ARM loans, the 5 year ARM TD mortgage rates are 3.625% (3.42% APR) and 3.875% (3.509% APR) for refinancing.

FHA rates are offered at 4.75% (5.132% APR) and the TD Bank mortgage rates for a VA loan are 4.75% (4.902% APR).

Offers at TD Bank rates have updated with the market and are still competitive in many areas.  As stated, your situation will likely vary, so your rate may not be what we’ve shown here.  TD Bank is an equal opportunity housing lender.

This entry was posted on Monday, November 30th, 2009 at 9:19 am and is filed under TD Bank Mortgage Rates. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.