Almost all accounts at TD Bank include a VISA debit card, of course, but what about TD VISA credit card rates?  Well, TD VISA offers three options for TD VISA credit card rates and options, depending on your needs.  We here at Bank Rates Info took a look at what is being offered right now through TD Bank rates on credit cards for you.

The three options for TD credit card rates are the TD VISA Simply Flexible (the “standard” card) and two TD VISA Rewards cards: the Easy and the Cash.

The TD VISA Simply Flexible offers a unique TD credit card rates plan based on your monthly payment choice.  If you pay 10% or more of your outstanding balance, your next month’s rate is a low  7.99% annual percentage rate (APR) while if you pay less than 5% (4.99% down to the minimum), your next month’s APR is 18.99%.  This is a great idea, especially for those new to credit or who regularly make larger payments (or payoffs) anyway and want to be rewarded for it.  This is a good choice for many who’re looking for a TD VISA at great TD Bank rates.

The two TD VISA Rewards cards are also pretty unique.  The Easy TD VISA has a 0% APR introductory rate for six months plus it earns a point for every $1 spent.  Those points can be redeemed for TD VISA travel rewards, gift cards, or merchandise from select merchants.  The points never expire and there’s no annual fee.

For those still interested in TD VISA Rewards, but who want something a little different (like CASH), then the TD VISA Rewards Cash card is for them.  This TD VISA offers 1% cash back on all purchases, a 0% APR for six months, and cash back can be redeemed in $25 increments or as an end-of-year statement credit to pay down the card balance.  There’s no annual fee and TD VISA Rewards cash back is unlimited.

All of these cards have APRs at the current TD Bank rates, which change often.  They are a unique choice for those interested in TD credit card rates that have TD VISA travel rewards or other bonuses.

This entry was posted on Wednesday, March 11th, 2009 at 2:30 pm and is filed under TD Bank Credit Card Rates. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.